Informal collection already moves material. Our job is to make the record hard to fake and the money hard to misdirect.
Each deposit is hash-chained. Exports are the same numbers both sides already confirmed.
Seller bank gets the net. EcoCredit keeps only the published fee. We do not sit on the whole amount.
Payouts go to a bank account that matches the profile name. No NIN/BVN vendor KYC yet.
Operator, household, recycler, and FMCG accounts are role-scoped. Collector cards are physical identity for people without phones.
NDPA 2023 applies. Privacy notice and NDPA short notice are published. A named DPO is not yet listed.
SMS OTP, Dojah / NIN / BVN. We mark those gaps instead of papering over them.